An American tourist in Punjab walked into a beautiful deserted forest and found a lovely pool in it, and decided to go skinny-dipping. She looked around, didn`t see anyone, and undressed and just as she was about to dive in, Santa appeared from behind the bushes where he was hiding all along and said,

"Madam! Swimming not allowed!"

"You could have told me that before I took off my clothes!" the American woman scolded him.

Santa replied, "Madam, only swimming not allowed, taking off clothes allowed!"